.preview-banner{position:fixed;top:0;left:0;right:0;z-index:9999;display:flex;align-items:center;justify-content:center;flex-wrap:wrap;gap:.5rem .75rem;padding:.45rem 1rem;padding-top:max(.45rem,env(safe-area-inset-top));background:linear-gradient(90deg,#b45309,#d97706,#b45309);color:#fff;font-size:.8125rem;font-weight:500;line-height:1.3;text-align:center;box-shadow:0 2px 8px #0003;pointer-events:none}.preview-banner__badge{display:inline-flex;align-items:center;padding:.15rem .5rem;border-radius:999px;background:#0003;font-size:.6875rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase}.preview-banner__branch{display:inline-flex;align-items:center;padding:.15rem .5rem;border-radius:6px;background:#ffffff2e;font-family:ui-monospace,monospace;font-size:.75rem}body.has-preview-banner .login-theme-corner{top:calc(max(1rem,env(safe-area-inset-top)) + 2.25rem)}body.has-preview-banner .dashboard-mobile-header,body.has-preview-banner .ds-drawer{padding-top:2.25rem}.theme-toggle-btn{display:inline-flex;align-items:center;gap:.35rem;padding:.4rem .65rem;border-radius:8px;border:1px solid var(--border-default);background:var(--surface-elevated);color:var(--text-primary);cursor:pointer;font-size:.875rem;transition:background .2s,border-color .2s}.theme-toggle-btn:hover{background:var(--surface-muted)}.theme-toggle-icon{display:inline-flex;align-items:center;justify-content:center;line-height:1}.theme-toggle-full{display:flex;flex-direction:column;gap:.75rem;padding:1rem;background:var(--surface-card);border:1px solid var(--border-default);border-radius:12px}.theme-toggle-label{font-weight:600;color:var(--text-primary)}.theme-toggle-segmented{display:flex;gap:.35rem;flex-wrap:wrap}.theme-segment{flex:1;min-width:4.5rem;padding:.5rem .75rem;border-radius:8px;border:1px solid var(--border-default);background:var(--surface-muted);color:var(--text-secondary);cursor:pointer;font-size:.8125rem;font-weight:500}.theme-segment.active{background:var(--blue-primary);color:var(--white);border-color:var(--blue-primary)}.login-page--desktop{min-height:100vh;min-height:100dvh;display:flex;align-items:center;justify-content:center}.login-backdrop--desktop{position:fixed;inset:0;z-index:0;background-size:cover;background-position:center;transform:scale(1.04);filter:blur(10px) saturate(.85) brightness(.7)}.login-page--desktop .login-backdrop--desktop:after{content:"";position:absolute;inset:0;background:#0f172a8c;-webkit-backdrop-filter:blur(4px);backdrop-filter:blur(4px)}[data-theme=dark] .login-page--desktop .login-backdrop--desktop:after{background:#020617b8}.login-theme-corner--desktop{position:fixed;z-index:30}.login-desktop-center{position:relative;z-index:2;width:100%;max-width:440px;padding:max(1.25rem,env(safe-area-inset-top)) max(1.25rem,env(safe-area-inset-right)) max(1.25rem,env(safe-area-inset-bottom)) max(1.25rem,env(safe-area-inset-left));margin:0 auto;animation:fadeInUp .45s ease-out}.login-desktop-card{width:100%;background:var(--surface-card);border-radius:20px;padding:1.75rem 1.75rem 1.5rem;border:1px solid rgba(255,255,255,.12);box-shadow:0 0 0 1px #0000000a,0 8px 16px #0000000f,0 24px 48px #0000002e}[data-theme=dark] .login-desktop-card{border-color:#ffffff14;box-shadow:0 0 0 1px #0003,0 24px 48px #00000073}.login-desktop-card__header{display:flex;align-items:center;gap:1rem;margin-bottom:1.25rem;padding-bottom:1.25rem;border-bottom:1px solid var(--border-default)}.login-desktop-card__logo{flex-shrink:0;width:56px;height:56px;border-radius:50%;background:var(--white);border:2px solid var(--yellow-primary);padding:6px;box-shadow:0 4px 12px 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.input-field{gap:.375rem}.login-change-phone{align-self:flex-start;margin-top:.15rem;padding:0;border:none;background:none;font-size:.75rem;font-weight:600;color:var(--login-accent);cursor:pointer;text-decoration:underline;text-underline-offset:2px}.login-change-phone:hover{color:var(--blue-dark)}.login-change-phone:disabled{opacity:.5;cursor:not-allowed}.login-form-actions{display:flex;flex-direction:column;gap:.625rem;margin-top:.5rem;padding-top:.25rem}.login-form-actions .btn-submit{margin-top:0;min-height:50px;font-size:1rem;border-radius:12px}.login-page--desktop .login-form-actions .btn-submit{background:linear-gradient(180deg,#3b82f6,#2563eb);color:#fff;border:none;box-shadow:0 4px 14px #2563eb66}.login-page--desktop .login-form-actions .btn-submit:hover:not(:disabled){background:linear-gradient(180deg,#60a5fa,#3b82f6);transform:translateY(-1px);box-shadow:0 6px 18px #2563eb73}.login-page--desktop .login-form-actions 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var(--yellow-primary);--accent-light: var(--yellow-light);--accent-dark: var(--yellow-dark);--secondary: var(--red-primary);--secondary-dark: var(--red-dark);--secondary-light: var(--red-light);--brown: var(--brown-primary);--brown-light: var(--brown-light);--brown-dark: var(--brown-dark);--brown-lighter: var(--brown-lighter);--success: #16A34A;--success-light: #86EFAC;--error: var(--red-primary);--error-light: #FEE2E2;--warning: var(--brown-primary);--warning-light: var(--brown-lighter)}.login-page,.login-page *{box-sizing:border-box}.login-page{min-height:100vh;min-height:100dvh;width:100%;position:relative;overflow-x:hidden;--login-accent: var(--blue-primary);--login-accent-soft: rgba(37, 99, 235, .12)}[data-theme=dark] .login-page{--login-accent-soft: rgba(96, 165, 250, 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var(--gray-200);border-top-color:var(--primary);border-right-color:var(--secondary);border-bottom-color:var(--accent);border-left-color:var(--brown);border-radius:50%;will-change:transform;-webkit-backface-visibility:hidden;backface-visibility:hidden;animation:login-spin .9s linear infinite}.loading-message{font-size:.875rem;background:linear-gradient(135deg,var(--primary) 0%,var(--secondary) 50%,var(--accent) 100%);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text;font-weight:500}.form-footer{margin-top:var(--spacing-md)}.help-text{display:flex;align-items:center;justify-content:center;gap:var(--spacing-xs);font-size:.75rem;color:var(--gray-500);text-align:center;line-height:1.5}.help-icon{font-size:.875rem}@keyframes fadeInLeft{0%{opacity:0;transform:translate(-30px)}to{opacity:1;transform:translate(0)}}@keyframes fadeInRight{0%{opacity:0;transform:translate(30px)}to{opacity:1;transform:translate(0)}}@keyframes 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.5rem;min-height:44px;min-width:44px;font-size:.875rem;font-weight:600;color:var(--blue-primary);background:transparent;border:none;border-radius:8px;cursor:pointer;transition:color .2s,background .15s;touch-action:manipulation;-webkit-tap-highlight-color:rgba(37,99,235,.12);text-decoration:none}.btn-change-phone:hover{color:var(--blue-dark);background:#2563eb14;text-decoration:underline}.btn-change-phone:active{background:#2563eb1f}.btn-change-phone:focus-visible{outline:2px solid var(--blue-primary);outline-offset:2px}.btn-change-phone-icon{font-size:1rem;opacity:.9;line-height:1}.pin-page .recaptcha-wrapper.recaptcha-below-pin{margin-top:var(--spacing-md);margin-bottom:var(--spacing-md)}.pin-container{display:flex;justify-content:center;gap:clamp(var(--spacing-sm),2vw,var(--spacing-md));margin-bottom:var(--spacing-xl);padding:var(--spacing-lg) 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var(--gray-200);border-radius:12px;padding:16px;font-size:18px;letter-spacing:8px;text-align:center;font-weight:600;transition:all .3s;color:var(--gray-900)}.desktop-pin-input.focused{border-color:var(--blue-primary);background:var(--gray-50);box-shadow:0 0 0 4px #2563eb1a}.desktop-pin-input.filled{border-color:var(--yellow-primary);background:var(--yellow-lighter)}.keypad-container{width:100%;max-width:300px;margin:0 auto 20px}.keypad-row{display:flex;justify-content:space-between;margin-bottom:15px;gap:10px}.numeric-button{width:60px;height:60px;border-radius:16px;background:var(--white);border:2px solid var(--gray-200);font-size:20px;font-weight:700;color:var(--gray-800);cursor:pointer;transition:all .3s;box-shadow:var(--shadow-sm)}.numeric-button:hover:not(:disabled){background:var(--gray-50);border-color:var(--blue-primary);transform:translateY(-2px) scale(.95);box-shadow:var(--shadow-md)}.numeric-button:active:not(:disabled){transform:translateY(0) 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p{font-size:16px;color:var(--gray-600);margin-top:15px}.blocked-container{min-height:100vh;display:flex;align-items:center;justify-content:center;padding:20px;background:var(--gradient-primary);position:relative}.blocked-container:before{content:"";position:absolute;inset:0;background:#0000004d;z-index:0}.blocked-card{width:100%;max-width:500px;background:var(--gradient-card);-webkit-backdrop-filter:blur(20px);backdrop-filter:blur(20px);border-radius:24px;padding:40px;box-shadow:var(--shadow-xl);text-align:center;border:2px solid rgba(255,255,255,.3);position:relative;z-index:1;overflow:hidden}.blocked-card:before{content:"";position:absolute;inset:0;background:var(--gradient-overlay);z-index:0;pointer-events:none}.blocked-card>*{position:relative;z-index:1}.blocked-icon{font-size:80px;margin-bottom:20px;filter:drop-shadow(0 4px 8px rgba(220,38,38,.3))}.blocked-title{font-size:32px;font-weight:700;background:linear-gradient(135deg,var(--red-primary) 0%,var(--red-dark) 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var(--border-default);color:var(--text-primary);width:100%;box-sizing:border-box}@media(max-width:768px){.dashboard-header{padding:16px 20px}}@media(max-width:480px){.dashboard-header{padding:12px 16px}}.header-left{display:flex;align-items:center;gap:16px;flex:1;min-width:0;box-sizing:border-box}.header-right{display:flex;align-items:center;gap:.5rem;flex-shrink:0}.header-refresh-btn{width:40px;height:40px;border-radius:10px;border:1px solid var(--border-default);background:var(--surface-muted);color:var(--text-primary);font-size:1.25rem;cursor:pointer;line-height:1}.header-refresh-btn:disabled{opacity:.5;cursor:not-allowed}.dashboard-loading-shell{padding:1.5rem 2rem;max-width:1200px;margin:0 auto}.settings-theme-block{margin-bottom:1rem}.settings-version-line{font-size:.8rem;color:var(--text-muted);margin:0 0 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h1{background:var(--gradient-primary);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text;font-size:24px;font-weight:800;margin:0;letter-spacing:-.5px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}@media(max-width:768px){.dashboard-header h1{font-size:20px}}@media(max-width:480px){.dashboard-header h1{font-size:18px;letter-spacing:-.3px}}.header-right{display:flex;align-items:center;gap:20px}.user-info{display:flex;flex-direction:column;align-items:flex-end;gap:4px;padding:8px 16px;background:var(--gray-50);border-radius:12px;border:1px solid var(--gray-200)}.user-name{font-size:15px;font-weight:700;color:var(--gray-900)}.user-phone{font-size:12px;color:var(--gray-600);font-weight:500}.dashboard-tabs{display:flex;gap:4px;padding:8px 32px;background:var(--white);border-bottom:2px solid var(--gray-200);position:sticky;top:76px;z-index:99;box-shadow:0 2px 4px #0000000a}.tab-button{padding:12px 24px;border:none;background:transparent;color:var(--gray-600);font-size:15px;font-weight:600;cursor:pointer;border-radius:10px 10px 0 0;transition:all .3s;position:relative}.tab-button:hover{background:var(--gray-50);color:var(--gray-800)}.tab-button.active{color:var(--blue-primary);background:var(--gray-50)}.tab-button.active:after{content:"";position:absolute;bottom:-2px;left:0;right:0;height:3px;background:linear-gradient(90deg,var(--blue-primary) 0%,var(--blue-light) 100%);border-radius:3px 3px 0 0}.drawer{position:fixed;top:0;left:0;width:320px;height:100vh;background:var(--surface-card);box-shadow:var(--shadow-lg);color:var(--text-primary);transition:width .3s cubic-bezier(.4,0,.2,1),transform .3s cubic-bezier(.4,0,.2,1);z-index:1000;display:flex;flex-direction:column;overflow:hidden;border-right:1px solid var(--gray-200)}.drawer.open{width:320px;transform:translate(0)}.drawer.closed{width:70px;transform:translate(0)}.drawer.closed .drawer-content{padding:20px 0}.drawer.closed .btn-logout-drawer{padding:16px;width:100%}.drawer.closed .btn-logout-drawer span:not(.logout-icon){display:none}.drawer.closed .logout-icon{margin:0;font-size:24px;width:24px;height:24px}.drawer.closed .drawer-header h2{display:none}.drawer-header{display:flex;justify-content:space-between;align-items:center;padding:28px 24px;background:var(--gradient-primary);position:relative;overflow:hidden;min-height:76px}.drawer.closed .drawer-header{padding:20px 12px;justify-content:center;flex-direction:column;gap:8px}.drawer.closed .drawer-close{width:44px;height:44px;margin:0;background:#ffffff40}.drawer-header:before{content:"";position:absolute;inset:0;background:linear-gradient(135deg,#ffffff1a,#ffffff0d);pointer-events:none}.drawer-header h2{color:var(--white);font-size:22px;font-weight:800;margin:0;position:relative;z-index:1;letter-spacing:-.5px}.drawer-close{width:36px;height:36px;border:none;background:#ffffff40;border-radius:10px;color:var(--white);font-size:20px;cursor:pointer;display:flex;align-items:center;justify-content:center;transition:all .3s;position:relative;z-index:1;font-weight:700}.drawer-close:hover{background:#ffffff59;transform:scale(1.1)}.drawer.closed .drawer-header{padding:20px;min-height:60px}.drawer.closed .drawer-section{padding:0 8px}.drawer.closed .drawer-section h3{display:none}.drawer-content{flex:1;overflow-y:auto;padding:20px 0;background:var(--gray-50);transition:opacity .2s}.drawer-content::-webkit-scrollbar{width:6px}.drawer-content::-webkit-scrollbar-track{background:transparent}.drawer-content::-webkit-scrollbar-thumb{background:var(--gray-300);border-radius:3px}.drawer-content::-webkit-scrollbar-thumb:hover{background:var(--gray-400)}.drawer-section{margin-bottom:32px;padding:0 24px}.drawer-section:first-child{margin-top:8px}.drawer-section-title,.drawer-section h3{font-size:11px;font-weight:700;color:var(--gray-500);text-transform:uppercase;letter-spacing:.02em;padding:0 16px;margin-bottom:12px}.drawer-item{display:flex;align-items:center;gap:16px;padding:14px 16px;cursor:pointer;transition:all .2s;color:var(--gray-700);font-size:15px;font-weight:500;border-radius:12px;margin:4px 8px;position:relative;white-space:nowrap}.drawer-item.active{background:var(--white);color:var(--blue-primary);font-weight:700;box-shadow:0 2px 8px #00000014}.drawer-item.active:before{height:60%}.drawer.closed .drawer-item{padding:14px;justify-content:center;margin-left:4px;margin-right:4px}.drawer.closed .drawer-item span:not(.drawer-icon){display:none}.drawer.closed .drawer-item .drawer-icon{margin:0;font-size:24px}.drawer.closed .drawer-item.active{background:var(--white);box-shadow:0 2px 8px #0000001f}.drawer.closed .drawer-item.active:before{height:60%}.drawer-item:before{content:"";position:absolute;left:0;top:50%;transform:translateY(-50%);width:4px;height:0;background:var(--gradient-primary);border-radius:0 4px 4px 0;transition:height .3s}.drawer-item:hover{background:var(--white);color:var(--blue-primary);transform:translate(4px);box-shadow:0 2px 8px #00000014}.drawer-item:hover:before{height:60%}.drawer-item:active{transform:translate(2px)}.drawer-icon{font-size:22px;width:28px;text-align:center;display:flex;align-items:center;justify-content:center}.drawer-item-labels{display:flex;flex-direction:column;gap:2px;min-width:0}.drawer-item-sub{font-size:12px;font-weight:500;color:var(--gray-500)}.drawer-item-switch{align-items:center}.drawer.closed .drawer-item-labels{display:none}.drawer-footer{padding:20px 24px;border-top:2px solid var(--gray-200);background:var(--white);transition:opacity .2s}.drawer.closed .drawer-footer{padding:20px 12px}.btn-logout-drawer{width:100%;padding:16px 24px;background:linear-gradient(135deg,var(--red-primary) 0%,var(--red-dark) 100%);color:var(--white);border:none;border-radius:12px;font-size:16px;font-weight:700;cursor:pointer;transition:all .3s;display:flex;align-items:center;justify-content:center;gap:10px;box-shadow:0 4px 12px #dc262640;letter-spacing:.5px}.btn-logout-drawer:hover{transform:translateY(-2px);box-shadow:0 6px 16px #dc262659}.btn-logout-drawer:active{transform:translateY(0)}.logout-icon{font-size:20px;display:inline-flex;align-items:center;justify-content:center;line-height:1;font-weight:700;width:20px;height:20px}.main-content{transition:margin-left .3s cubic-bezier(.4,0,.2,1);min-height:100vh;background:#e8f4f8}.main-content.drawer-open{margin-left:320px}.main-content.drawer-closed{margin-left:70px}.dashboard-content{padding:32px;max-width:1400px;margin:0 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16px;border-radius:12px}.balance-card{padding:24px}.loan-card{padding:20px}.balance-amount{font-size:32px}.loan-amount{font-size:24px}.profile-header{flex-direction:column;text-align:center;gap:20px}.profile-name{font-size:24px}.info-row{flex-direction:column;align-items:flex-start;gap:8px}.info-value{text-align:left;width:100%}.drawer{width:280px}}.modal-overlay{position:fixed;inset:0;background:#00000080;display:flex;align-items:center;justify-content:center;z-index:10000;padding:20px;animation:fadeIn .2s ease-in-out}@keyframes fadeIn{0%{opacity:0}to{opacity:1}}.modal-container{background:var(--white);border-radius:16px;box-shadow:0 20px 60px #0000004d;max-width:400px;width:100%;max-height:90vh;overflow:hidden;display:flex;flex-direction:column;animation:slideUp .3s ease-out}@keyframes slideUp{0%{transform:translateY(20px);opacity:0}to{transform:translateY(0);opacity:1}}.modal-header{display:flex;align-items:center;justify-content:space-between;padding:24px;border-bottom:1px solid var(--gray-200)}.modal-title{font-size:20px;font-weight:700;color:var(--gray-900);margin:0}.modal-close{background:none;border:none;font-size:24px;color:var(--gray-500);cursor:pointer;padding:0;width:32px;height:32px;display:flex;align-items:center;justify-content:center;border-radius:8px;transition:all .2s}.modal-close:hover{background:var(--gray-100);color:var(--gray-700)}.modal-body{padding:24px}.modal-message{font-size:16px;color:var(--gray-700);line-height:1.5;margin:0}.modal-footer{display:flex;gap:12px;padding:24px;border-top:1px solid var(--gray-200);justify-content:flex-end}.modal-btn{padding:12px 24px;border:none;border-radius:8px;font-size:16px;font-weight:600;cursor:pointer;transition:all .2s;min-width:100px}.modal-btn-cancel{background:var(--gray-100);color:var(--gray-700);border:1px solid var(--gray-300)}.modal-btn-cancel:hover{background:var(--gray-200);border-color:var(--gray-400)}.modal-btn-confirm{background:linear-gradient(135deg,var(--red-primary) 0%,var(--red-dark) 100%);color:var(--white);box-shadow:0 4px 12px #dc262633}.modal-btn-confirm:hover{transform:translateY(-1px);box-shadow:0 6px 16px #dc26264d}.modal-btn-confirm:active{transform:translateY(0)}.switch-account-modal .switch-account-modal-desc{font-size:15px;color:var(--gray-600);margin:0 0 16px;line-height:1.45}.switch-account-list{display:flex;flex-direction:column;gap:10px}.switch-account-item{display:flex;align-items:center;flex-wrap:wrap;width:100%;padding:14px 16px;background:var(--gray-50);border:2px solid var(--gray-200);border-radius:12px;font-size:1rem;font-weight:600;color:var(--gray-800);cursor:pointer;transition:background .2s,border-color .2s,box-shadow .2s;text-align:left;gap:8px}.switch-account-item:hover{background:var(--blue-lighter);border-color:var(--blue-primary);box-shadow:0 2px 12px #2563eb26}.switch-account-item.selected{background:var(--blue-lighter);border-color:var(--blue-primary);box-shadow:0 2px 8px #2563eb33}.switch-account-username{flex:1;min-width:0}.switch-account-meta{font-size:.8125rem;font-weight:500;color:var(--gray-500)}.switch-account-badge{font-size:.75rem;font-weight:600;color:var(--blue-primary);background:#2563eb1f;padding:4px 10px;border-radius:999px}@media(max-width:768px){.modal-overlay{padding:16px}.modal-container{max-width:100%;border-radius:12px}.modal-header{padding:20px}.modal-title{font-size:18px}.modal-body{padding:20px}.modal-message{font-size:15px}.modal-footer{padding:20px;flex-direction:column}.modal-btn{width:100%;min-width:auto}}[data-theme=dark] .settings-title,[data-theme=dark] .settings-detail-title,[data-theme=dark] .settings-card-title,[data-theme=dark] .about-card-title,[data-theme=dark] .about-section-title,[data-theme=dark] .privacy-section-title,[data-theme=dark] .step-title{color:var(--ds-text)}[data-theme=dark] .settings-version-line,[data-theme=dark] .settings-card-desc,[data-theme=dark] .about-card-content,[data-theme=dark] .about-section-content,[data-theme=dark] .about-hero-subtitle,[data-theme=dark] .about-section-list li,[data-theme=dark] .info-item-value,[data-theme=dark] .privacy-intro-text,[data-theme=dark] .privacy-item-text,[data-theme=dark] .privacy-section-item,[data-theme=dark] .step-description,[data-theme=dark] .change-pin-description,[data-theme=dark] .step-label{color:var(--ds-text-secondary)}[data-theme=dark] .settings-card,[data-theme=dark] .settings-detail-content,[data-theme=dark] .about-card,[data-theme=dark] .about-section-card,[data-theme=dark] .privacy-section-card{background:var(--ds-surface);border-color:var(--ds-border);box-shadow:var(--ds-shadow-md)}[data-theme=dark] .settings-card:hover,[data-theme=dark] .about-card:hover,[data-theme=dark] .about-section-card:hover,[data-theme=dark] .privacy-section-card:hover{border-color:var(--ds-brand);box-shadow:var(--ds-shadow-lg)}[data-theme=dark] .about-info-item,[data-theme=dark] .privacy-section-item{background:var(--ds-bg-muted);border-color:var(--ds-border)}[data-theme=dark] .about-section-icon{background:var(--ds-brand-soft)}[data-theme=dark] .about-section-header,[data-theme=dark] .privacy-section-header{border-bottom-color:var(--ds-border)}[data-theme=dark] .about-hero{background:linear-gradient(135deg,#172136,#1e2a44);border-color:var(--ds-brand);box-shadow:none}[data-theme=dark] .privacy-hero{background:linear-gradient(135deg,#2a1620,#3a1d28);border-color:var(--ds-danger);box-shadow:none}[data-theme=dark] .privacy-title{color:var(--ds-danger)}[data-theme=dark] .about-section-card.achievements-card{background:linear-gradient(135deg,#2a2410,#33290f);border-color:var(--ds-warning)}[data-theme=dark] .privacy-section-number{background:#f8717129;border-color:var(--ds-danger);color:var(--ds-danger)}[data-theme=dark] .settings-back-btn,[data-theme=dark] .change-pin-back-btn{background:var(--ds-bg-muted);border-color:var(--ds-border);color:var(--ds-text)}[data-theme=dark] .settings-back-btn:hover:not(:disabled),[data-theme=dark] .change-pin-back-btn:hover:not(:disabled){background:var(--ds-surface);border-color:var(--ds-border-strong)}[data-theme=dark] .step-number{background:var(--ds-bg-muted);border-color:var(--ds-border);color:var(--ds-text-secondary)}[data-theme=dark] .step-connector{background:var(--ds-border)}[data-theme=dark] .change-pin-step-header{background:var(--ds-brand-soft);border-color:var(--ds-brand)}[data-theme=dark] .pin-field-label{color:var(--ds-text)}.dashboard-skeleton{padding:.5rem 0 2rem}.skel-tabs{display:flex;gap:.5rem;margin-bottom:1.25rem}.skel-pill{height:2rem;width:5.5rem;border-radius:999px;background:linear-gradient(90deg,var(--ds-bg-muted) 25%,var(--ds-border) 50%,var(--ds-bg-muted) 75%);background-size:200% 100%;animation:skel-shimmer 1.2s ease-in-out infinite}.skel-pill.active{width:6.5rem}.skel-hero{height:7rem;border-radius:var(--ds-radius-lg);margin-bottom:1rem;background:linear-gradient(90deg,var(--ds-bg-muted) 25%,var(--ds-border) 50%,var(--ds-bg-muted) 75%);background-size:200% 100%;animation:skel-shimmer 1.2s ease-in-out infinite}.skel-section-title{height:1rem;width:40%;border-radius:4px;margin:1rem 0 .75rem;background:var(--ds-bg-muted)}.skel-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(200px,1fr));gap:.75rem}.skel-card{height:8rem;border-radius:14px;background:linear-gradient(90deg,var(--ds-bg-muted) 25%,var(--ds-border) 50%,var(--ds-bg-muted) 75%);background-size:200% 100%;animation:skel-shimmer 1.2s ease-in-out infinite}@keyframes skel-shimmer{0%{background-position:200% 0}to{background-position:-200% 0}}.dash-hero-card{background:var(--ds-surface);border:1px solid var(--ds-border);border-radius:var(--ds-radius-lg);padding:1.25rem 1.35rem;box-shadow:var(--ds-shadow-md);border-left:3px solid var(--ds-brand)}.dash-hero-shares{border-left-color:var(--ds-brand)}.dash-hero-top{display:flex;align-items:center;gap:.65rem;margin-bottom:.75rem}.dash-hero-icon{color:var(--ds-brand);width:2.5rem;height:2.5rem;display:flex;align-items:center;justify-content:center;background:var(--ds-brand-soft);border-radius:var(--ds-radius-md)}.dash-hero-label{font-size:.7rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--ds-text-secondary)}.dash-hero-amount{font-size:1.65rem;font-weight:700;color:var(--ds-text);margin:0}.dash-hero-footer{margin-top:.85rem;padding-top:.85rem;border-top:1px solid var(--ds-border)}.dash-section-header{display:flex;align-items:center;justify-content:space-between;margin-bottom:.75rem}.dash-section-title{font-size:.8rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--ds-text);margin:0}.dash-metric-inset{background:var(--ds-secondary-light);border:1px solid var(--ds-border);border-radius:var(--ds-radius-md);padding:.85rem 1rem;border-left:2px solid var(--ds-brand)}.dash-metric-row{display:flex;justify-content:space-between;gap:1rem;padding:.35rem 0;font-size:.875rem}.dash-metric-label{color:var(--ds-text-secondary)}.dash-metric-value{font-weight:600;color:var(--ds-text);text-align:right}.dash-loan-card{background:var(--ds-surface);border:1px solid var(--ds-border);border-radius:14px;padding:1rem;box-shadow:var(--ds-shadow-sm)}.dash-loan-card.active{border-color:var(--ds-brand-light)}.dash-loan-head{display:flex;align-items:center;gap:.5rem;margin-bottom:.5rem}.dash-loan-icon{display:inline-flex;align-items:center;justify-content:center;width:2.25rem;height:2.25rem;border-radius:var(--ds-radius-md);background:var(--ds-brand-soft);color:var(--ds-brand);flex-shrink:0}.dash-loan-title{margin:0;font-size:.95rem;font-weight:600;color:var(--ds-text)}.dash-loan-amount{font-size:1.2rem;font-weight:700;margin:.25rem 0;color:var(--ds-brand)}.dash-loan-status{font-size:.8rem;color:var(--ds-text-muted);margin:0 0 .5rem}.dash-loan-status.active{color:var(--ds-brand);font-weight:600}.dash-loan-details{border-top:1px solid var(--ds-border);padding-top:.5rem;margin-top:.35rem}.ds-card{background:var(--ds-surface);border:1px solid var(--ds-border);border-radius:var(--ds-radius-lg);box-shadow:var(--ds-shadow-sm);padding:var(--ds-space-5)}.ds-card--interactive{transition:box-shadow .2s,border-color .2s,transform .15s;cursor:pointer}.ds-card--interactive:hover{box-shadow:var(--ds-shadow-md);border-color:var(--ds-border-strong)}.ds-badge{display:inline-flex;align-items:center;gap:var(--ds-space-1);padding:2px 10px;border-radius:var(--ds-radius-full);font-size:var(--ds-font-xs);font-weight:600;letter-spacing:.02em}.ds-badge--success{background:#10b9811f;color:var(--ds-success)}.ds-badge--warning{background:#f59e0b1f;color:var(--ds-warning)}.ds-badge--muted{background:var(--ds-bg-muted);color:var(--ds-text-secondary)}.ds-badge--brand{background:var(--ds-brand-soft);color:var(--ds-brand)}.ds-btn{display:inline-flex;align-items:center;justify-content:center;gap:var(--ds-space-2);min-height:44px;padding:0 var(--ds-space-5);border-radius:var(--ds-radius-md);border:none;font-size:var(--ds-font-sm);font-weight:600;cursor:pointer;transition:background .15s,opacity .15s;touch-action:manipulation}.ds-btn:disabled{opacity:.5;cursor:not-allowed}.ds-btn--primary{background:var(--ds-brand);color:var(--ds-text-inverse)}.ds-btn--primary:hover:not(:disabled){background:var(--ds-brand-hover)}.ds-btn--ghost{background:transparent;color:var(--ds-text-secondary);border:1px solid var(--ds-border)}.ds-btn--ghost:hover:not(:disabled){background:var(--ds-bg-muted)}.ds-modal-overlay{position:fixed;inset:0;background:#0f172a8c;display:flex;align-items:center;justify-content:center;z-index:1000;padding:var(--ds-space-4);-webkit-backdrop-filter:blur(4px);backdrop-filter:blur(4px)}.ds-modal{background:var(--ds-bg-elevated);border-radius:var(--ds-radius-xl);box-shadow:var(--ds-shadow-lg);width:100%;max-width:480px;max-height:90vh;overflow:hidden;display:flex;flex-direction:column}.ds-modal--wide{max-width:720px}.ds-modal--fullscreen{max-width:none;max-height:none;width:100vw;height:100vh;border-radius:0}.ds-modal-header{display:flex;align-items:center;justify-content:space-between;padding:var(--ds-space-5);border-bottom:1px solid var(--ds-border)}.ds-modal-title{margin:0;font-size:var(--ds-font-lg);font-weight:700;color:var(--ds-text)}.ds-modal-close{width:36px;height:36px;border:none;background:var(--ds-bg-muted);border-radius:var(--ds-radius-full);cursor:pointer;font-size:1.25rem;color:var(--ds-text-secondary);display:flex;align-items:center;justify-content:center}.ds-modal-body{padding:var(--ds-space-5);overflow-y:auto;flex:1}.ds-modal-footer{display:flex;gap:var(--ds-space-3);justify-content:flex-end;padding:var(--ds-space-4) var(--ds-space-5);border-top:1px solid var(--ds-border)}.ds-empty-state{text-align:center;padding:var(--ds-space-8) var(--ds-space-4);color:var(--ds-text-secondary)}.ds-empty-state-icon{font-size:2.5rem;margin-bottom:var(--ds-space-3)}.ds-alert{display:flex;gap:var(--ds-space-3);padding:var(--ds-space-3) var(--ds-space-4);border-radius:var(--ds-radius-md);font-size:var(--ds-font-sm);margin-bottom:var(--ds-space-4)}.ds-alert--error{background:#dc26261a;color:var(--ds-danger);border:1px solid rgba(220,38,38,.2)}.ds-alert--warning{background:#ca8a041a;color:var(--ds-warning);border:1px solid rgba(202,138,4,.2)}.ds-skeleton{background:linear-gradient(90deg,var(--ds-bg-muted) 25%,var(--ds-border) 50%,var(--ds-bg-muted) 75%);background-size:200% 100%;animation:ds-shimmer 1.2s ease-in-out infinite;border-radius:var(--ds-radius-md)}@keyframes ds-shimmer{0%{background-position:200% 0}to{background-position:-200% 0}}.dash-v2{min-height:100vh;background:var(--ds-bg);color:var(--ds-text);display:flex}.dash-v2__main{flex:1;display:flex;flex-direction:column;min-height:100vh;width:100%}.dash-v2__content{flex:1;width:100%}.dash-v2__section-stack{display:flex;flex-direction:column;gap:var(--ds-space-4)}.withdrawal-widget{display:flex;flex-direction:column;gap:var(--ds-space-3)}.withdrawal-widget__header{display:flex;justify-content:space-between;align-items:center;gap:var(--ds-space-3)}.withdrawal-widget__figures{display:grid;grid-template-columns:1fr 1fr;gap:var(--ds-space-3)}.withdrawal-widget__figure{background:var(--ds-bg-muted);border-radius:var(--ds-radius-md);padding:var(--ds-space-3)}.withdrawal-widget__figure-label{font-size:var(--ds-font-xs);color:var(--ds-text-secondary);margin:0 0 4px}.withdrawal-widget__figure-value{margin:0;font-size:var(--ds-font-lg);font-weight:700}.tier-badge{display:inline-flex;align-items:center;gap:var(--ds-space-2);padding:var(--ds-space-2) var(--ds-space-3);border-radius:var(--ds-radius-full);font-size:var(--ds-font-sm);font-weight:700;border:1px solid currentColor}.tier-hint{font-size:var(--ds-font-sm);color:var(--ds-text-secondary);margin:var(--ds-space-2) 0 0}.loan-card-cta{margin-top:var(--ds-space-3);width:100%}.amort-table-wrap{overflow-x:auto;border:1px solid var(--ds-border);border-radius:var(--ds-radius-md)}.amort-table{width:100%;border-collapse:collapse;font-size:var(--ds-font-sm)}.amort-table th,.amort-table td{padding:var(--ds-space-3);text-align:left;border-bottom:1px solid var(--ds-border)}.amort-table th{background:var(--ds-bg-muted);font-weight:600;color:var(--ds-text-secondary);white-space:nowrap}.amort-table tr:last-child td{border-bottom:none}.amort-metrics{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:var(--ds-space-3)}.amort-summary-card{display:grid;grid-template-columns:1fr;gap:var(--ds-space-3);padding:var(--ds-space-4) var(--ds-space-5);background:var(--ds-surface);border:1px solid var(--ds-border);border-radius:var(--ds-radius-lg);border-left:4px solid var(--ds-brand);box-shadow:var(--ds-shadow-sm)}.amort-summary-card__item{display:flex;flex-direction:column;gap:4px;min-width:0}.amort-summary-card__item--balance{padding-top:var(--ds-space-3);border-top:1px solid var(--ds-border)}.amort-summary-card__label{font-size:var(--ds-font-xs);font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--ds-text-secondary)}.amort-summary-card__value{color:var(--ds-text);line-height:1.35}.amort-summary-card__value--name{font-size:var(--ds-font-base);font-weight:600;word-break:break-word}.amort-summary-card__value--amount{font-size:var(--ds-font-2xl);font-weight:700;letter-spacing:-.02em;color:var(--ds-brand)}@media(min-width:640px){.amort-summary-card{grid-template-columns:1fr auto;align-items:center;gap:var(--ds-space-5)}.amort-summary-card__item--balance{padding-top:0;padding-left:var(--ds-space-5);border-top:none;border-left:1px solid var(--ds-border);text-align:right;min-width:200px}}.dash-v2--desktop .amort-summary-card__value--name{font-size:var(--ds-font-lg)}.dash-v2--desktop .amort-summary-card__value--amount{font-size:var(--ds-font-3xl)}.amort-metric-pill{background:var(--ds-bg-muted);border:1px solid var(--ds-border);border-radius:var(--ds-radius-md);padding:var(--ds-space-3) var(--ds-space-4)}.amort-metric-label{display:block;font-size:var(--ds-font-xs);font-weight:600;color:var(--ds-text-secondary);text-transform:uppercase;letter-spacing:.04em;margin-bottom:4px}.amort-metric-value{display:block;font-size:var(--ds-font-lg);font-weight:700;color:var(--ds-text)}.pass-card{background:var(--ds-brand-gradient);color:var(--ds-on-brand);border-radius:var(--ds-radius-xl);padding:var(--ds-space-6);text-align:center}.pass-card__name{font-size:var(--ds-font-xl);font-weight:700;margin:var(--ds-space-3) 0 var(--ds-space-1)}.pass-card__id{font-size:var(--ds-font-sm);opacity:.9}.identity-grid{display:grid;gap:var(--ds-space-4)}.identity-photo{width:120px;height:120px;border-radius:50%;object-fit:cover;border:3px solid var(--ds-brand-soft);margin:0 auto;display:block}.identity-photo-placeholder{width:120px;height:120px;border-radius:50%;background:var(--ds-brand-soft);color:var(--ds-brand);display:flex;align-items:center;justify-content:center;font-size:2rem;font-weight:700;margin:0 auto}.identity-field{display:flex;justify-content:space-between;align-items:center;padding:var(--ds-space-3) 0;border-bottom:1px solid var(--ds-border)}.identity-field-label{color:var(--ds-text-secondary);font-size:var(--ds-font-sm)}.identity-field-value{font-weight:600;font-size:var(--ds-font-sm)}.barcode-wrap{display:flex;flex-direction:column;align-items:center;gap:var(--ds-space-2);padding:var(--ds-space-4);background:var(--ds-surface);border-radius:var(--ds-radius-md)}.barcode-wrap canvas,.barcode-wrap svg{max-width:100%}.dash-loans-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:var(--ds-space-4)}.loans-active-badge{font-size:var(--ds-font-xs);font-weight:600;padding:4px 10px;border-radius:var(--ds-radius-full);background:var(--ds-brand-soft);color:var(--ds-brand)}.tutorial-dots{display:flex;justify-content:center;gap:var(--ds-space-2);margin-top:var(--ds-space-4)}.tutorial-dot{width:8px;height:8px;border-radius:50%;background:var(--ds-border);border:none;padding:0;cursor:pointer}.tutorial-dot.is-active{background:var(--ds-brand);width:20px;border-radius:var(--ds-radius-full)}.dash-v2__main--no-rail{margin-left:0!important}.more-card-icon{display:inline-flex;align-items:center;justify-content:center;width:2.5rem;height:2.5rem;border-radius:var(--ds-radius-md);background:var(--ds-brand-soft);color:var(--ds-brand)}.dash-v2--mobile .dash-v2__drawer-overlay{position:fixed;inset:0;background:var(--ds-overlay);z-index:90}.dash-v2--mobile .dash-v2__drawer{position:fixed;top:0;left:0;bottom:0;width:var(--ds-drawer-w);background:var(--ds-bg-elevated);border-right:1px solid var(--ds-border);box-shadow:var(--ds-shadow-lg);z-index:100;display:flex;flex-direction:column;transform:translate(-100%);transition:transform .28s cubic-bezier(.22,1,.36,1);color:var(--ds-text)}.dash-v2--mobile .dash-v2__drawer.is-open{transform:translate(0)}.dash-v2--mobile .dash-v2__drawer-close{position:absolute;top:var(--ds-space-3);right:var(--ds-space-3);display:flex;align-items:center;justify-content:center;width:34px;height:34px;border:none;border-radius:var(--ds-radius-full);background:var(--ds-on-brand-active);color:var(--ds-on-brand);cursor:pointer;z-index:2}.dash-v2--mobile .dash-v2__drawer-profile{display:flex;align-items:center;gap:var(--ds-space-3);padding:var(--ds-space-6) var(--ds-space-5) var(--ds-space-5);background:var(--ds-brand-gradient);color:var(--ds-on-brand)}.dash-v2--mobile .dash-v2__drawer-avatar{width:52px;height:52px;border-radius:var(--ds-radius-full);border:2px solid var(--ds-on-brand-soft);background:var(--ds-on-brand-active);color:var(--ds-on-brand);display:flex;align-items:center;justify-content:center;font-weight:700;font-size:var(--ds-font-base);overflow:hidden;flex-shrink:0}.dash-v2--mobile .dash-v2__drawer-avatar img{width:100%;height:100%;object-fit:cover}.dash-v2--mobile .dash-v2__drawer-profile-text{display:flex;flex-direction:column;gap:2px;min-width:0}.dash-v2--mobile .dash-v2__drawer-name{font-size:var(--ds-font-base);font-weight:700;color:var(--ds-on-brand);line-height:1.25;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}.dash-v2--mobile .dash-v2__drawer-id{font-size:var(--ds-font-xs);color:var(--ds-on-brand-soft)}.dash-v2--mobile .dash-v2__drawer-nav{flex:1;padding:var(--ds-space-4) var(--ds-space-3);overflow-y:auto}.dash-v2--mobile .dash-v2__drawer-section{margin:0 var(--ds-space-3) var(--ds-space-2);font-size:.65rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--ds-text-muted)}.dash-v2--mobile .dash-v2__drawer-item{display:flex;align-items:center;gap:var(--ds-space-3);width:100%;padding:var(--ds-space-3);border:none;background:transparent;border-radius:var(--ds-radius-md);color:var(--ds-text);font-size:var(--ds-font-sm);font-weight:600;cursor:pointer;text-align:left;margin-bottom:var(--ds-space-1);transition:background .15s,color .15s}.dash-v2--mobile .dash-v2__drawer-item-icon{display:flex;align-items:center;justify-content:center;width:38px;height:38px;border-radius:var(--ds-radius-md);background:var(--ds-brand-soft);color:var(--ds-brand);flex-shrink:0;transition:background .15s,color .15s}.dash-v2--mobile .dash-v2__drawer-item-label{flex:1;min-width:0}.dash-v2--mobile .dash-v2__drawer-item-chevron{color:var(--ds-text-muted);flex-shrink:0}.dash-v2--mobile .dash-v2__drawer-item:hover{background:var(--ds-bg-muted)}.dash-v2--mobile .dash-v2__drawer-item.is-active{background:var(--ds-brand-soft);color:var(--ds-brand);box-shadow:inset 3px 0 0 var(--ds-brand)}.dash-v2--mobile .dash-v2__drawer-item.is-active .dash-v2__drawer-item-icon{background:var(--ds-brand);color:var(--ds-on-brand)}.dash-v2--mobile .dash-v2__drawer-item.is-active .dash-v2__drawer-item-chevron{color:var(--ds-brand)}.dash-v2--mobile .dash-v2__drawer-footer{padding:var(--ds-space-4);border-top:1px solid var(--ds-border)}.dash-v2--mobile .dash-v2__drawer-logout{display:flex;align-items:center;justify-content:center;gap:var(--ds-space-2);width:100%;min-height:46px;border-radius:var(--ds-radius-md);border:1px solid var(--ds-border);background:transparent;color:var(--ds-danger);font-size:var(--ds-font-sm);font-weight:700;cursor:pointer;transition:background .15s,border-color .15s}.dash-v2--mobile .dash-v2__drawer-logout:hover{background:#ef44441a;border-color:var(--ds-danger)}.dash-v2--mobile .dash-v2__header{position:sticky;top:0;z-index:30;display:flex;align-items:center;justify-content:space-between;gap:var(--ds-space-3);padding:var(--ds-space-3) var(--ds-space-4);background:var(--ds-bg-elevated);border-bottom:1px solid var(--ds-border);min-height:var(--ds-header-h)}.dash-v2--mobile .dash-v2__header-left{display:flex;align-items:center;gap:var(--ds-space-3);min-width:0}.dash-v2--mobile .dash-v2__menu-btn{width:40px;height:40px;border:none;background:var(--ds-bg-muted);color:var(--ds-text);border-radius:var(--ds-radius-md);cursor:pointer;flex-shrink:0;display:flex;align-items:center;justify-content:center}.dash-v2--mobile .dash-v2__greeting-title{margin:0;font-size:var(--ds-font-base);font-weight:700;color:var(--ds-text);white-space:nowrap;overflow:hidden;text-overflow:ellipsis}.dash-v2--mobile .dash-v2__greeting-date{margin:0;font-size:var(--ds-font-xs);color:var(--ds-text-muted)}.dash-v2--mobile .dash-v2__refresh-pill{font-size:var(--ds-font-xs);font-weight:600;padding:4px 10px;border-radius:var(--ds-radius-full);background:var(--ds-brand-softer);color:var(--ds-brand);border:none;cursor:pointer}.dash-v2--mobile .dash-v2__header-right{display:flex;align-items:center;gap:var(--ds-space-2);flex-shrink:0}.dash-v2--mobile .dash-v2__avatar{width:40px;height:40px;border-radius:50%;border:2px solid var(--ds-brand-soft);background:var(--ds-brand-soft);color:var(--ds-brand);font-weight:700;font-size:var(--ds-font-sm);cursor:pointer;overflow:hidden;display:flex;align-items:center;justify-content:center;padding:0}.dash-v2--mobile .dash-v2__avatar img{width:100%;height:100%;object-fit:cover}.dash-v2--mobile .dash-v2__content{padding:var(--ds-space-4);padding-bottom:calc(var(--ds-tab-bar-h) + var(--ds-space-6));max-width:1200px;margin:0 auto}.dash-v2--mobile .dash-v2__bottom-tabs{position:fixed;left:0;right:0;bottom:0;z-index:50;display:flex;align-items:flex-end;justify-content:space-around;height:var(--ds-tab-bar-h);padding:0 var(--ds-space-2) env(safe-area-inset-bottom,0);background:var(--ds-bg-elevated);border-top:1px solid var(--ds-border);box-shadow:0 -4px 16px #0f172a0f}.dash-v2--mobile .dash-v2__tab{flex:1;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:2px;min-height:48px;border:none;background:transparent;color:var(--ds-text-muted);font-size:.65rem;font-weight:600;cursor:pointer;text-decoration:none;padding:var(--ds-space-1)}.dash-v2--mobile .dash-v2__tab.is-active{color:var(--ds-brand)}.dash-v2--mobile .dash-v2__tab-icon{display:flex;align-items:center;justify-content:center;height:24px}.dash-v2--mobile .dash-v2__tab-fab{width:52px;height:52px;border-radius:50%;background:var(--ds-brand-gradient);color:var(--ds-on-brand);border:none;box-shadow:var(--ds-shadow-md);margin-top:-20px;cursor:pointer;font-size:1.4rem;display:flex;align-items:center;justify-content:center}.dash-v2--mobile .dash-desktop-sidebar,.dash-v2--mobile .dash-v2__rail{display:none!important}.dash-v2--desktop{--ds-sidebar-w: 260px}.dash-desktop-sidebar{display:none;position:fixed;left:0;top:0;bottom:0;width:var(--ds-sidebar-w);background:var(--ds-bg-elevated);border-right:1px solid var(--ds-border);z-index:40;flex-direction:column;box-shadow:var(--ds-shadow-sm)}.dash-v2--desktop .dash-desktop-sidebar{display:flex}.dash-desktop-sidebar__brand{padding:var(--ds-space-5) var(--ds-space-5) var(--ds-space-4);border-bottom:1px solid var(--ds-on-brand-border);background:var(--ds-brand-gradient);color:var(--ds-on-brand)}.dash-desktop-sidebar__eyebrow{margin:0 0 4px;font-size:var(--ds-font-xs);font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--ds-on-brand-soft)}.dash-desktop-sidebar__title{margin:0;font-size:var(--ds-font-lg);font-weight:700;color:var(--ds-on-brand);line-height:1.25}.dash-desktop-sidebar__nav{flex:1;padding:var(--ds-space-3);overflow-y:auto;display:flex;flex-direction:column;gap:2px}.dash-desktop-sidebar__section-label{margin:var(--ds-space-4) var(--ds-space-3) var(--ds-space-2);font-size:.65rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--ds-text-muted)}.dash-desktop-sidebar__section-label:first-child{margin-top:var(--ds-space-2)}.dash-desktop-sidebar__link{display:flex;align-items:center;gap:var(--ds-space-3);width:100%;padding:var(--ds-space-3) var(--ds-space-4);border:none;border-radius:var(--ds-radius-md);background:transparent;color:var(--ds-text-secondary);font-size:var(--ds-font-sm);font-weight:600;cursor:pointer;text-decoration:none;text-align:left;transition:background .15s,color .15s,box-shadow .15s}.dash-desktop-sidebar__link:hover{background:var(--ds-bg-muted);color:var(--ds-text)}.dash-desktop-sidebar__link.is-active{background:var(--ds-brand-soft);color:var(--ds-brand);box-shadow:inset 3px 0 0 var(--ds-brand)}.dash-desktop-sidebar__link--pass{margin:var(--ds-space-2) 0;background:linear-gradient(135deg,var(--ds-brand),var(--ds-brand-light));color:var(--ds-on-brand);box-shadow:var(--ds-shadow-md)}.dash-desktop-sidebar__link--pass:hover{background:linear-gradient(135deg,var(--ds-brand-hover),var(--ds-brand));color:var(--ds-on-brand);filter:brightness(1.05)}.dash-desktop-sidebar__icon{display:inline-flex;align-items:center;justify-content:center;width:1.5rem;flex-shrink:0}.dash-desktop-sidebar__footer{padding:var(--ds-space-4);border-top:1px solid var(--ds-border);display:flex;flex-direction:column;gap:var(--ds-space-2)}.dash-desktop-sidebar__account{padding:var(--ds-space-3);background:var(--ds-bg-muted);border-radius:var(--ds-radius-md);margin-bottom:var(--ds-space-1)}.dash-desktop-sidebar__account-label{margin:0 0 2px;font-size:var(--ds-font-xs);color:var(--ds-text-muted)}.dash-desktop-sidebar__account-name{margin:0;font-size:var(--ds-font-sm);font-weight:600;color:var(--ds-text);word-break:break-all}.dash-v2--desktop .dash-v2__main{margin-left:var(--ds-sidebar-w)}.dash-v2--desktop .dash-v2__main--no-rail{margin-left:0}.dash-v2--desktop .dash-v2__header{position:sticky;top:0;z-index:30;display:flex;align-items:center;justify-content:space-between;gap:var(--ds-space-4);padding:var(--ds-space-4) var(--ds-space-6);background:var(--ds-bg-elevated);border-bottom:1px solid var(--ds-border);min-height:72px}.dash-v2--desktop .dash-v2__greeting-title{margin:0;font-size:var(--ds-font-2xl);font-weight:700;letter-spacing:-.02em;color:var(--ds-text)}.dash-v2--desktop .dash-v2__greeting-date{margin:4px 0 0;font-size:var(--ds-font-sm);color:var(--ds-text-muted)}.dash-v2--desktop .dash-v2__header-right{display:flex;align-items:center;gap:var(--ds-space-3)}.dash-v2--desktop .dash-v2__refresh-pill{font-size:var(--ds-font-sm);font-weight:600;padding:8px 14px;border-radius:var(--ds-radius-full);background:var(--ds-brand-softer);color:var(--ds-brand);border:1px solid transparent;cursor:pointer;transition:border-color .15s,color .15s}.dash-v2--desktop .dash-v2__refresh-pill:hover:not(:disabled){border-color:var(--ds-brand);color:var(--ds-brand)}.dash-v2--desktop .dash-v2__avatar{width:44px;height:44px;border-radius:50%;border:2px solid var(--ds-brand-soft);background:var(--ds-brand-soft);color:var(--ds-brand);font-weight:700;cursor:pointer;overflow:hidden;display:flex;align-items:center;justify-content:center;padding:0;transition:box-shadow .15s}.dash-v2--desktop .dash-v2__avatar:hover{box-shadow:0 0 0 3px var(--ds-brand-soft)}.dash-v2--desktop .dash-v2__avatar img{width:100%;height:100%;object-fit:cover}.dash-v2--desktop .dash-v2__content{padding:var(--ds-space-6);max-width:1280px;margin:0 auto}.dash-v2--desktop .dash-v2__bottom-tabs,.dash-v2--desktop .dash-v2__rail,.dash-v2--desktop .dash-v2__menu-btn,.dash-v2--desktop .dash-v2__drawer{display:none!important}.dash-v2--desktop .dash-section-split{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:var(--ds-space-5);align-items:start}.dash-v2--desktop .dash-section-split__full{grid-column:1 / -1}.dash-v2--mobile .dash-section-split{display:flex;flex-direction:column}.dash-v2--mobile .dash-more-grid{display:flex;flex-direction:column;gap:var(--ds-space-4)}.dash-v2--desktop .dash-loans-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:var(--ds-space-5)}.dash-v2--desktop .dash-hero-card-desktop .dash-hero-amount{font-size:2rem}.dash-v2--desktop .dash-more-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:var(--ds-space-5)}.dash-v2--desktop .identity-grid{grid-template-columns:1fr 1fr;gap:var(--ds-space-6)}.dash-v2--desktop .dash-v2__main--no-rail .dash-v2__content{max-width:960px}.dash-v2--desktop .amort-table th,.dash-v2--desktop .amort-table td{padding:var(--ds-space-3) var(--ds-space-4)}.dash-v2--desktop .accounts-combined__grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:var(--ds-space-6);align-items:start}.dash-v2--desktop .accounts-combined__panel{background:var(--ds-surface);border:1px solid var(--ds-border);border-radius:var(--ds-radius-xl);padding:var(--ds-space-5);box-shadow:var(--ds-shadow-sm)}.dash-v2--desktop .accounts-combined__heading{display:flex;align-items:center;gap:var(--ds-space-2);margin:0 0 var(--ds-space-4);font-size:var(--ds-font-lg);font-weight:700;color:var(--ds-text);padding-bottom:var(--ds-space-3);border-bottom:1px solid var(--ds-border)}.dash-v2--desktop .accounts-combined__heading-icon{display:inline-flex;align-items:center;justify-content:center;color:var(--ds-brand)}.dash-v2--desktop .accounts-combined__stack{gap:var(--ds-space-3)}@media(min-width:1200px){.dash-v2--desktop .dash-loans-grid{grid-template-columns:repeat(3,minmax(0,1fr))}}@media(min-width:768px)and (max-width:1023px){.dash-v2--desktop{--ds-sidebar-w: 220px}.dash-v2--desktop .dash-v2__content{padding:var(--ds-space-5)}.dash-v2--desktop .dash-loans-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.dash-v2--desktop .dash-section-split,.dash-v2--desktop .accounts-combined__grid{grid-template-columns:1fr}}.account-selection-page{position:relative;min-height:100vh;min-height:100dvh;display:flex;align-items:center;justify-content:center;padding:1.5rem;padding-top:max(1.5rem,env(safe-area-inset-top));padding-bottom:max(1.5rem,env(safe-area-inset-bottom));background:linear-gradient(160deg,var(--ds-brand-dark) 0%,var(--ds-brand) 55%,var(--ds-brand-light) 100%);overflow:hidden}.account-selection-backdrop{position:absolute;inset:0;background:radial-gradient(1100px 560px at 12% -12%,rgba(255,255,255,.18),transparent 60%),radial-gradient(900px 520px at 112% 118%,rgba(0,0,0,.28),transparent 55%);pointer-events:none}.account-selection-card{position:relative;z-index:1;width:min(460px,100%);background:var(--ds-bg-elevated);border:1px solid var(--ds-border);border-radius:var(--ds-radius-xl);padding:var(--ds-space-6);box-shadow:var(--ds-shadow-lg);animation:account-card-in .35s ease-out both}@keyframes account-card-in{0%{opacity:0;transform:translateY(12px)}to{opacity:1;transform:translateY(0)}}.account-selection-head{text-align:center;margin-bottom:var(--ds-space-5)}.account-selection-logo{width:64px;height:64px;margin:0 auto var(--ds-space-3);padding:10px;border-radius:var(--ds-radius-full);background:var(--ds-brand-soft);display:flex;align-items:center;justify-content:center}.account-selection-logo img{width:100%;height:100%;object-fit:contain}.account-selection-card h1{margin:0 0 var(--ds-space-2);font-size:var(--ds-font-2xl);font-weight:700;color:var(--ds-text)}.account-selection-head p{color:var(--ds-text-secondary);font-size:var(--ds-font-sm);line-height:1.5;margin:0}.account-selection-error{color:var(--ds-danger);font-size:var(--ds-font-sm);text-align:center;margin:0 0 var(--ds-space-3)}.account-selection-list{list-style:none;padding:0;margin:0 0 var(--ds-space-4);display:flex;flex-direction:column;gap:var(--ds-space-2)}.account-selection-item{width:100%;text-align:left;padding:var(--ds-space-3) var(--ds-space-4);border-radius:var(--ds-radius-md);border:1px solid var(--ds-border);background:var(--ds-bg-muted);cursor:pointer;display:flex;align-items:center;gap:var(--ds-space-3);transition:border-color .18s ease,background .18s ease,transform .12s ease,box-shadow .18s ease}.account-selection-item:hover{border-color:var(--ds-brand);background:var(--ds-surface);box-shadow:var(--ds-shadow-sm)}.account-selection-item:active{transform:scale(.99)}.account-selection-item:focus-visible{outline:2px solid var(--ds-brand);outline-offset:2px}.account-selection-item:disabled{opacity:.6;cursor:default}.account-selection-avatar{flex:0 0 auto;width:42px;height:42px;border-radius:var(--ds-radius-full);background:var(--ds-brand-gradient);color:var(--ds-on-brand);display:flex;align-items:center;justify-content:center;font-weight:700;font-size:var(--ds-font-sm);letter-spacing:.02em}.account-selection-text{display:flex;flex-direction:column;gap:2px;min-width:0;flex:1}.account-selection-username{font-weight:600;color:var(--ds-text);font-size:var(--ds-font-base);white-space:nowrap;overflow:hidden;text-overflow:ellipsis}.account-selection-meta{font-size:var(--ds-font-xs);color:var(--ds-text-secondary);text-transform:uppercase;letter-spacing:.05em}.account-selection-chevron{flex:0 0 auto;color:var(--ds-text-muted);transition:transform .18s ease,color .18s ease}.account-selection-item:hover .account-selection-chevron{color:var(--ds-brand);transform:translate(2px)}.account-selection-back{display:block;width:100%;text-align:center;background:none;border:none;color:var(--ds-brand);cursor:pointer;font-size:var(--ds-font-sm);font-weight:600;padding:var(--ds-space-2);border-radius:var(--ds-radius-sm);transition:background .18s ease}.account-selection-back:hover{background:var(--ds-brand-soft)}.account-selection-loading{position:relative;z-index:1;display:flex;flex-direction:column;align-items:center;gap:var(--ds-space-4);color:var(--ds-on-brand);font-size:var(--ds-font-sm)}.account-selection-loading p{margin:0;color:var(--ds-on-brand-soft)}.account-selection-spinner{width:42px;height:42px;border-radius:var(--ds-radius-full);border:3px solid rgba(255,255,255,.25);border-top-color:#fff;animation:account-spin .8s linear infinite}@keyframes account-spin{to{transform:rotate(360deg)}}@media(max-width:480px){.account-selection-card{padding:var(--ds-space-5);border-radius:var(--ds-radius-lg)}}@media(prefers-reduced-motion:reduce){.account-selection-card{animation:none}.account-selection-spinner{animation-duration:1.4s}}.update-prompt-banner{position:fixed;bottom:1rem;left:50%;transform:translate(-50%);z-index:9000;width:min(420px,calc(100% - 2rem));background:var(--surface-card);border:1px solid var(--border-default);border-radius:14px;box-shadow:var(--shadow-xl);padding:1rem 1.15rem}.update-prompt-banner.required{border-color:var(--red-primary)}.update-prompt-title{font-weight:700;font-size:.95rem;margin:0 0 .35rem;color:var(--text-primary)}.update-prompt-body{font-size:.8125rem;color:var(--text-secondary);margin:0 0 .75rem;line-height:1.45}.update-prompt-actions{display:flex;gap:.5rem;flex-wrap:wrap}.update-prompt-btn{padding:.45rem .9rem;border-radius:8px;font-size:.8125rem;font-weight:600;cursor:pointer;border:none}.update-prompt-btn.primary{background:var(--blue-primary);color:var(--white)}.update-prompt-btn.ghost{background:var(--surface-muted);color:var(--text-primary);border:1px solid var(--border-default)}.loading-container{position:fixed;inset:0;display:flex;flex-direction:column;justify-content:center;align-items:center;gap:1rem;min-height:100vh;min-height:100dvh;padding:env(safe-area-inset-top) env(safe-area-inset-right) env(safe-area-inset-bottom) env(safe-area-inset-left);background:var(--gradient-primary);overflow:hidden;touch-action:none;-webkit-overflow-scrolling:avoid}.loading-container .spinner{width:48px;height:48px;border:4px solid rgba(255,255,255,.25);border-top-color:var(--blue-primary);border-right-color:var(--red-primary);border-bottom-color:var(--yellow-primary);border-left-color:var(--brown-primary);border-radius:50%;will-change:transform;-webkit-backface-visibility:hidden;backface-visibility:hidden;animation:app-spin .9s linear infinite}.loading-container .loading-label{font-size:.9375rem;font-weight:600;color:#fffffff2;margin:0}@keyframes app-spin{0%{transform:rotate(0)}to{transform:rotate(360deg)}}@-webkit-keyframes app-spin{0%{-webkit-transform:rotate(0deg);transform:rotate(0)}to{-webkit-transform:rotate(360deg);transform:rotate(360deg)}}.session-expired-overlay{position:fixed;inset:0;display:flex;align-items:center;justify-content:center;min-height:100vh;min-height:100dvh;padding:env(safe-area-inset-top) env(safe-area-inset-right) env(safe-area-inset-bottom) env(safe-area-inset-left);background:var(--gradient-primary);z-index:9999}.session-expired-card{display:flex;flex-direction:column;align-items:center;gap:1rem;max-width:20rem;text-align:center;padding:1.5rem}.session-expired-overlay .spinner{width:48px;height:48px;border:4px solid rgba(255,255,255,.25);border-top-color:var(--blue-primary);border-right-color:var(--red-primary);border-bottom-color:var(--yellow-primary);border-left-color:var(--brown-primary);border-radius:50%;animation:app-spin .9s linear infinite}.session-expired-title{font-size:1.125rem;font-weight:700;color:#fffffffa;margin:0}.session-expired-message{font-size:.9375rem;color:#ffffffe6;margin:0}:root{--blue-primary: #2563EB;--blue-dark: #1D4ED8;--blue-light: #3B82F6;--blue-lighter: #60A5FA;--red-primary: #DC2626;--red-dark: #B91C1C;--red-light: #EF4444;--red-lighter: #F87171;--yellow-primary: #EAB308;--yellow-dark: #CA8A04;--yellow-light: #FDE047;--yellow-lighter: #FEF08A;--brown-primary: #92400E;--brown-dark: #78350F;--brown-light: #A16207;--brown-lighter: #FEF3C7;--white: #FFFFFF;--gray-50: #F9FAFB;--gray-100: #F3F4F6;--gray-200: #E5E7EB;--gray-300: #D1D5DB;--gray-400: #9CA3AF;--gray-500: #6B7280;--gray-600: #4B5563;--gray-700: #374151;--gray-800: #1F2937;--gray-900: #111827;--gradient-primary: linear-gradient(135deg, var(--blue-primary) 0%, var(--red-primary) 50%, var(--brown-primary) 100%);--gradient-accent: linear-gradient(135deg, var(--yellow-primary) 0%, var(--yellow-light) 100%);--gradient-card: linear-gradient(135deg, rgba(255, 255, 255, .95) 0%, rgba(255, 255, 255, .9) 50%, rgba(255, 255, 255, .95) 100%);--gradient-overlay: linear-gradient(135deg, rgba(37, 99, 235, .1) 0%, rgba(234, 179, 8, .1) 25%, rgba(220, 38, 38, .1) 50%, rgba(146, 64, 14, .1) 75%, rgba(37, 99, 235, .1) 100%);--shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, .05);--shadow: 0 1px 3px 0 rgba(0, 0, 0, .1), 0 1px 2px -1px rgba(0, 0, 0, .1);--shadow-md: 0 4px 6px -1px rgba(0, 0, 0, .1), 0 2px 4px -2px rgba(0, 0, 0, .1);--shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, .1), 0 4px 6px -4px rgba(0, 0, 0, .1);--shadow-xl: 0 20px 25px -5px rgba(0, 0, 0, .1), 0 8px 10px -6px rgba(0, 0, 0, .1);--spacing-xs: .25rem;--spacing-sm: .5rem;--spacing-md: 1rem;--spacing-lg: 1.5rem;--spacing-xl: 2rem;--spacing-2xl: 3rem;--surface-page: var(--gray-50);--surface-card: var(--white);--surface-elevated: var(--white);--surface-muted: var(--gray-100);--text-primary: var(--gray-900);--text-secondary: var(--gray-600);--text-muted: var(--gray-500);--border-default: var(--gray-200);--border-strong: var(--gray-300);--page-bg: var(--gradient-primary);--card-shadow: var(--shadow-md);--login-overlay: rgba(255, 255, 255, .92)}[data-theme=dark]{--surface-page: #0f172a;--surface-card: #1e293b;--surface-elevated: #334155;--surface-muted: #1e293b;--text-primary: #f1f5f9;--text-secondary: #94a3b8;--text-muted: #64748b;--border-default: #334155;--border-strong: #475569;--gray-50: #0f172a;--gray-100: #1e293b;--gray-200: #334155;--gradient-card: linear-gradient(135deg, rgba(30, 41, 59, .98) 0%, rgba(30, 41, 59, .92) 100%);--gradient-overlay: linear-gradient(135deg, rgba(37, 99, 235, .15) 0%, rgba(234, 179, 8, .1) 25%, rgba(220, 38, 38, .12) 50%, rgba(146, 64, 14, .1) 75%, rgba(37, 99, 235, .15) 100%);--login-overlay: rgba(15, 23, 42, .92);--shadow-md: 0 4px 6px -1px rgba(0, 0, 0, .35), 0 2px 4px -2px rgba(0, 0, 0, .25);--card-shadow: var(--shadow-md)}*{margin:0;padding:0;box-sizing:border-box}body{font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Oxygen,Ubuntu,Cantarell,Fira Sans,Droid Sans,Helvetica Neue,sans-serif;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;background:var(--page-bg);color:var(--text-primary);min-height:100vh;transition:background .25s ease,color .2s ease}#app{width:100%;min-height:100vh}.btn-theme-primary{background:var(--gradient-primary);color:var(--white);border:none;padding:12px 24px;border-radius:8px;font-weight:600;cursor:pointer;transition:all .3s;box-shadow:0 4px 12px #2563eb4d}.btn-theme-primary:hover{transform:translateY(-2px);box-shadow:0 6px 16px #2563eb66}.btn-theme-red{background:linear-gradient(135deg,var(--red-primary) 0%,var(--red-dark) 100%);color:var(--white);border:none;padding:12px 24px;border-radius:8px;font-weight:600;cursor:pointer;transition:all .3s;box-shadow:0 4px 12px #dc26264d}.btn-theme-red:hover{transform:translateY(-2px);box-shadow:0 6px 16px #dc262666}.btn-theme-yellow{background:var(--gradient-accent);color:var(--gray-900);border:none;padding:12px 24px;border-radius:8px;font-weight:600;cursor:pointer;transition:all .3s;box-shadow:0 4px 12px #eab3084d}.btn-theme-yellow:hover{transform:translateY(-2px);box-shadow:0 6px 16px #eab30866}:root,[data-theme=light]{--ds-brand: #2563eb;--ds-brand-hover: #1d4ed8;--ds-brand-light: #3b82f6;--ds-brand-dark: #1e3a8a;--ds-brand-soft: rgba(37, 99, 235, .12);--ds-brand-softer: rgba(37, 99, 235, .08);--ds-brand-gradient: linear-gradient(135deg, #2563eb, #3b82f6);--ds-on-brand: #ffffff;--ds-on-brand-soft: rgba(255, 255, 255, .85);--ds-on-brand-border: rgba(255, 255, 255, .15);--ds-on-brand-active: rgba(255, 255, 255, .2);--ds-secondary: #eff6ff;--ds-secondary-light: #dbeafe;--ds-accent-amber: #f59e0b;--ds-overlay: rgba(15, 23, 42, .45);--ds-bg: #eff6ff;--ds-bg-elevated: #ffffff;--ds-bg-muted: #f8fafc;--ds-surface: #ffffff;--ds-border: #e2e8f0;--ds-border-strong: #cbd5e1;--ds-border-light: #f1f5f9;--ds-text: #1e3a8a;--ds-text-secondary: #64748b;--ds-text-muted: #94a3b8;--ds-text-inverse: #ffffff;--ds-success: #10b981;--ds-warning: #f59e0b;--ds-danger: #ef4444;--ds-info: #3b82f6;--ds-radius-sm: 8px;--ds-radius-md: 12px;--ds-radius-lg: 16px;--ds-radius-xl: 20px;--ds-radius-full: 9999px;--ds-shadow-sm: 0 1px 2px rgba(11, 20, 55, .06);--ds-shadow-md: 0 4px 16px rgba(11, 20, 55, .08);--ds-shadow-lg: 0 12px 32px rgba(11, 20, 55, .12);--ds-space-1: 4px;--ds-space-2: 8px;--ds-space-3: 12px;--ds-space-4: 16px;--ds-space-5: 20px;--ds-space-6: 24px;--ds-space-8: 32px;--ds-font-xs: .75rem;--ds-font-sm: .875rem;--ds-font-base: 1rem;--ds-font-lg: 1.125rem;--ds-font-xl: 1.25rem;--ds-font-2xl: 1.5rem;--ds-font-3xl: 1.875rem;--ds-tab-bar-h: 64px;--ds-header-h: 56px;--ds-rail-w: 88px;--ds-drawer-w: 280px;--ds-tier-bronze: #cd7f32;--ds-tier-silver: #c0c0c0;--ds-tier-gold: #ffc000;--ds-tier-platinum: #e5e4e2;--ds-tier-sapphire: #0f52ba;--ds-tier-emerald: #50c878;--ds-tier-ruby: #e0115f;--ds-tier-diamond: #87ceeb;--ds-tier-rose-gold: #b76e79}[data-theme=dark]{--ds-brand: #60a5fa;--ds-brand-hover: #93c5fd;--ds-brand-light: #3b82f6;--ds-brand-dark: #1e3a8a;--ds-brand-soft: rgba(96, 165, 250, .18);--ds-brand-softer: rgba(96, 165, 250, .1);--ds-brand-gradient: linear-gradient(135deg, #1d4ed8, #3b82f6);--ds-secondary: #172136;--ds-secondary-light: #1e2a44;--ds-bg: #0a0f1c;--ds-bg-elevated: #121a2b;--ds-bg-muted: #1c2740;--ds-surface: #162033;--ds-border: #2a3852;--ds-border-strong: #3c4d6b;--ds-border-light: #1f2b42;--ds-text: #e8eef7;--ds-text-secondary: #a2b1c8;--ds-text-muted: #6b7c98;--ds-text-inverse: #0a0f1c;--ds-success: #34d399;--ds-warning: #fbbf24;--ds-danger: #f87171;--ds-info: #60a5fa;--ds-overlay: rgba(2, 6, 15, .6);--ds-shadow-sm: 0 1px 2px rgba(0, 0, 0, .4);--ds-shadow-md: 0 6px 20px rgba(0, 0, 0, .45);--ds-shadow-lg: 0 16px 40px rgba(0, 0, 0, .55)}